This afternoon while I was having coffee with some of my peers an interesting discusison popped up regarding the current financial crisis.  While most of my peers were blaming the government, I was arguing like a typical immigrant that the problem may be with the government but it has more to do with the entitlement attitude we all have in this country.  Almost everyone who lives in American feels entitled to a house, a nice car and a great salary.  It stems from the American pride which Americans gained after the second world war.  But that gives dishonest and greedy executives an opportunity to add fuel to fire by offering them subprime loans.  I remember the days when if you wanted to get a car or a house you needed to put down 20% down and you must have held your job for 2 years.  That changed rapidly in 2000 and after when mortgages were being handed out without much due-diligence which has led to the current financial crisis.  Now not only those who felt that they were entiteld are suffering but also tax payers like myself who went by the book and paid 20% down for their homes.  But then all the sudden one of the guys said, wait who is really dishonest here?  Is it the government? Is it the dishonest or greedy executives?  Is it the mortgage brokers?  Or is it possible that an average citizen has become dishonest not only to the society but also to themselves and their families?  While they may feel that they are honestly willing to pay their mortgage as long as they have a job but aren't they being dishonest because they don't qualify to own a house to begin with? Sure both Obama and McCain are busy blaming each other's parties for it.  But really whose fault is it?